Climate Tech, Fintech & Insurtech

Descartes Underwriting

Through technology, Descartes Underwriting empowers businesses to build resilience in the face of climate change

Descartes Underwriting is an InsurTech founded in 2018 by seasoned insurers and intrapreneurs.

Descartes Underwriting is structured as an Underwriting Agent, underwriting risks on behalf of tier-one (re)insurers and Insurance-Linked Securities funds. The team works with brokers and offers parametric insurance and innovative insurance policies to protect companies and governments against natural catastrophes and emerging risks.

Descartes is driven by the conviction that new technologies can deeply change the insurance sector, deliver superior customer value and bring to life the promise of smoother and faster claims management along with new solutions for emerging risks.

The InsurTech has been awarded the Finance for Tomorrow prize in 2018, InsurTech of the year in 2019, and European Finance Summit start-up competition in the Insurtech category in 2020.

Descartes is based in La Grande Arche in Paris.

What we say

Xavier Lorphelin

Xavier Lorphelin

Descartes Underwriting has the rare potential to offer a good, transparent alternative to a multi-billion dollar industry as well as to provide emerging countries and global industry leaders with options to face global climate change with more resilience. We are really proud to back such an amazingly talented team.